Usually the first unless you’re on radio then it’s preferred to read out numbers as each digit. “One decimal three two”
You’re missing out.
*was a co-op https://en.m.wikipedia.org/wiki/Mountain_Equipment_Co-op https://en.m.wikipedia.org/wiki/Mountain_Equipment_Company
Yeah it’s Mountain Equipment Company now
They might have covered it a bit in this video
https://youtu.be/Alqt6RCEWdM
Usually the first unless you’re on radio then it’s preferred to read out numbers as each digit. “One decimal three two”