I have a handful of friends I’ve lent around a grand to before, one considerably more than that. With a repayment plan set up, which was followed, but I don’t really know or care what it was used for. Avoiding high interest rates on credit cards I assume.

A teapot, no. A racecar, sure, did it a while back and then basically stopped talking about it.

Are you assuming that everyone currently alive is immortal? You may be in for some disappointment.